Every year, I like to buy or make a new ornament for our Christmas to build our collection and still make it meaningful. This year, I heard Dave Ramsey read an email from a fan of his show, "The Dave Ramsey Show" on the radio, tell him about a credit card ornament he made, which gave me an idea of what to do with the credit cards that we took out of our wallets, since we started our Financial Peace University classes back in October. And voila! We now have our new ornament for the year!
And each year we pull out this ornament to put it onto our tree, we will remember that 2011 was the year that we decided to no longer be slaves to the credit card companies and chose to be debt free!! We are on our way to financial peace! Thanks Dave!